Sandbox

Our systems allow those who work them the freedom to pursue their dreams.

“What’s your rate” is like asking “How much is gas?”

“What’s your rate” is like asking “How much is gas?” What octane, regular, unleaded, ethanol, oxygenated, diesel, self-service or full, are you getting a car wash, are you paying with cash, credit or debit, are you part of a buyers club..? The price of gas depends,...

Press 1 for English, Press 2 for Minnesotan

Press 1 for English, Press 2 for Minnesotan

Press 1 for English, Press 2 for Minnesotan “I could never understand the people that answered the customer service line at my last processing company. If we can’t understand each other how are they really going to help me? It was frustrating.” We hear this over...

Watching your money, in case your people don’t.

Watching your money, in case your people don’t. What happens when you hire someone new, they don’t quite understand that they have to push the little blue button on the terminal to send your credit card transactions through for the day?  What happens if...

Understanding your merchant statement

Understanding your merchant statement

Understanding your merchant statement It’s the end of the first week of the month, you are sorting through mail, and you see your merchant statement. If you’re like 95% of business owners, you toss it to the side.  We know that when you look at a merchant...

Flat Rate Pricing

Flat Rate Pricing ​“We like the simplicity of having a single rate, but our current provider doesn’t have the features that we are looking for.” If you are feeling the same way, know that you are not alone! We understand that peace of mind is important for business...

“We want new equipment, but it is all so expensive.”

“We want new equipment, but it is all so expensive.”

“We want new equipment, but it is all so expensive.” He was right. When a small town diner contacted us, the first thing on their wish list was something to replace the old, dirty terminal that they had for years. Everything that their previous provider had offered...

Need your help

Need your help

Need your help We want your feedback! We want to make sure that the content that we are providing weekly is helping you on the road to achieve financial freedom and create breathing space. How do you feel about the content over the last few months? Option A: Love it!...

Set Yourself Apart

Set Yourself Apart

Set Yourself Apart Which of these business card designs is more memorable? Option A Option B The Science: Flipping FOMO for KISO changes everything. The irony of FOMO, fear of missing out, is that you do miss out when you follow the crowd because “that’s...

Blame It On The Rain

Blame It On The Rain

Blame It On The Rain Inclimate weather, like rain, can have a serious impact on sales and revenue for small businesses. What is the best option to combat this? Option A: Stare out the window and cry watching the pouring rain Option B: Change the business and get into...

Reducing Merchant Costs Without Losing Residual Income

Reducing Merchant Costs Without Losing Residual Income We got a call from a business that installs custom closets for their customers. When they finish a job, they: collect card information; bring it back to the home office; hand key the card number, expiration date,...

Which makes more sense?

Which makes more sense?

Which makes more sense? Great news! Both would work. The Clover Mini and the Clover Flex work via WiFi or cellular network, meaning that it really comes down to the merchant’s preference in the style of equipment that they want. In this case, the merchant liked the...

Can you figure this out?

Can you figure this out?

Can you figure this out? If you answered white, you are correct! There is only one place on earth that you could build a house with all four sides facing south… the North Pole. The only bears you’ll find there are Polar Bears. Working with merchants should feel a bit...

Our reason for being:

A Place To Grow

FFUSA Core Values:

Conscientious
Play to WinWin
Encouraging/Cheerleader/Coach
Problem Solving
Always getting better

More from First Financial

Merchants

When you want what’s right for your business so you can think about matters more.

Learn More

Partners

Taking you where you want to go - better, faster, sooner.

Learn More

Developers

We’re the happy place where software and payments thrive / meet.

Learn More